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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,143 | $175,259-36.0% | $149,723-25.1% | $139,487-19.6% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.4pp | 80.3%-8.9pp |
| Annual return | 23.60% | 166.82%-143.2pp | 134.50%-110.9pp | 373.84%-350.2pp |
| Employer contribution / active EE | $3,384 | $5,478-38.2% | $4,821-29.8% | $4,755-28.8% |
| Participant deferral / active EE | $6,681 | $6,522+2.5% | $5,682+17.6% | $6,713-0.5% |
| Admin fee / account holder | $316 | $16,158-98.0% | $13,215-97.6% | $11,407-97.2% |