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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $965,417 | $81,276+1087.8% | $155,574+520.6% | $80,925+1093.0% |
| Participation rate | 96.2% | 66.2%+29.9pp | 78.2%+17.9pp | 67.7%+28.5pp |
| Annual return | 25.69% | 33.36%-7.7pp | 64.87%-39.2pp | 35.65%-10.0pp |
| Employer contribution / active EE | $33,758 | $3,103+987.9% | $4,676+622.0% | $2,756+1124.8% |
| Participant deferral / active EE | $19,394 | $3,453+461.7% | $5,629+244.5% | $4,299+351.2% |
| Admin fee / account holder | $52,681 | $7,993+559.1% | $15,914+231.0% | $6,940+659.1% |