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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC4 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $21,346 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $3,250 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,051 | $61,356-8.6% | $149,696-62.6% | $71,511-21.6% |
| Participation rate | 42.7% | 62.5%-19.8pp | 78.8%-36.1pp | 67.9%-25.2pp |
| Annual return | 17.63% | 35.86%-18.2pp | 134.46%-116.8pp | 28.86%-11.2pp |
| Employer contribution / active EE | $1,250 | $2,382-47.5% | $4,821-74.1% | $2,589-51.7% |
| Participant deferral / active EE | $1,989 | $2,920-31.9% | $5,682-65.0% | $4,291-53.7% |
| Admin fee / account holder | $198 | $1,263-84.3% | $13,212-98.5% | $1,588-87.5% |