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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $17,745 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,411 | $47,977-28.3% | $154,108-77.7% | $56,289-38.9% |
| Participation rate | 38.9% | 66.2%-27.3pp | 83.0%-44.2pp | 69.9%-31.0pp |
| Annual return | -7.28% | 3.54%-10.8pp | 735.21%-742.5pp | -9.96%+2.7pp |
| Employer contribution / active EE | $861 | $2,169-60.3% | $5,298-83.8% | $2,111-59.2% |
| Participant deferral / active EE | $1,450 | $2,392-39.4% | $5,081-71.5% | $3,350-56.7% |
| Admin fee / account holder | $185 | $438-57.8% | $13,411-98.6% | $521-64.5% |