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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,208 | $55,453-27.5% | $170,435-76.4% | $62,293-35.5% |
| Participation rate | 33.3% | 66.4%-33.0pp | 83.6%-50.3pp | 69.5%-36.2pp |
| Annual return | 19.38% | 21.38%-2.0pp | 205.94%-186.6pp | 28.90%-9.5pp |
| Employer contribution / active EE | $759 | $2,164-64.9% | $5,432-86.0% | $2,042-62.8% |
| Participant deferral / active EE | $1,173 | $2,303-49.1% | $4,939-76.3% | $3,169-63.0% |
| Admin fee / account holder | $183 | $455-59.9% | $13,881-98.7% | $479-61.9% |