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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $18,776 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,347 | $52,961-29.5% | $172,752-78.4% | $65,185-42.7% |
| Participation rate | 42.1% | 66.2%-24.1pp | 82.6%-40.6pp | 70.2%-28.1pp |
| Annual return | 20.14% | 30.12%-10.0pp | 802.97%-782.8pp | 29.38%-9.2pp |
| Employer contribution / active EE | $979 | $2,190-55.3% | $5,144-81.0% | $2,177-55.0% |
| Participant deferral / active EE | $1,635 | $2,471-33.8% | $5,198-68.5% | $3,514-53.5% |
| Admin fee / account holder | $163 | $472-65.4% | $13,955-98.8% | $847-80.7% |