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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,700 | $82,674-43.5% | $125,358-62.7% | $68,498-31.8% |
| Participation rate | 98.6% | 75.0%+23.5pp | 82.4%+16.2pp | 67.9%+30.7pp |
| Annual return | -18.33% | -5.97%-12.4pp | 572.03%-590.4pp | -7.84%-10.5pp |
| Employer contribution / active EE | $3,022 | $3,381-10.6% | $4,814-37.2% | $2,596+16.4% |
| Participant deferral / active EE | $5,585 | $6,111-8.6% | $7,447-25.0% | $4,027+38.7% |
| Admin fee / account holder | $6,312 | $6,276+0.6% | $10,007-36.9% | $5,403+16.8% |