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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,953 | $106,524+146.8% | $152,301+72.7% | $87,485+200.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 15.26% | 26.89%-11.6pp | 80.50%-65.2pp | 26.06%-10.8pp |
| Employer contribution / active EE | $3,773 | $3,371+11.9% | $4,624-18.4% | $2,596+45.3% |
| Participant deferral / active EE | $7,186 | $6,525+10.1% | $8,004-10.2% | $4,274+68.2% |
| Admin fee / account holder | $2,349 | $8,287-71.7% | $14,398-83.7% | $7,775-69.8% |