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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,953 | $99,875+163.3% | $146,866+79.0% | $86,983+202.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 15.26% | 28.10%-12.8pp | 102.85%-87.6pp | 25.83%-10.6pp |
| Employer contribution / active EE | $3,773 | $3,224+17.0% | $4,425-14.7% | $2,584+46.0% |
| Participant deferral / active EE | $7,186 | $6,322+13.7% | $7,759-7.4% | $4,194+71.4% |
| Admin fee / account holder | $2,349 | $7,838-70.0% | $13,620-82.8% | $7,856-70.1% |