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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,131 | $85,766+115.9% | $136,298+35.8% | $70,126+164.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.32% | 31.46%-18.1pp | 5156.27%-5142.9pp | 73.15%-59.8pp |
| Employer contribution / active EE | $4,893 | $2,966+65.0% | $4,696+4.2% | $2,343+108.9% |
| Participant deferral / active EE | $6,600 | $5,051+30.7% | $6,247+5.6% | $3,332+98.1% |
| Admin fee / account holder | $1,965 | $5,421-63.8% | $9,244-78.7% | $4,645-57.7% |