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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,343 | $77,817+88.1% | $123,553+18.4% | $64,173+128.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -9.43% | 12.49%-21.9pp | 119.21%-128.6pp | 7.63%-17.1pp |
| Employer contribution / active EE | $4,527 | $3,014+50.2% | $4,628-2.2% | $2,381+90.2% |
| Participant deferral / active EE | $5,635 | $5,240+7.5% | $6,426-12.3% | $3,470+62.4% |
| Admin fee / account holder | $6,396 | $5,519+15.9% | $9,284-31.1% | $4,887+30.9% |