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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,062 | $77,817-51.1% | $123,553-69.2% | $64,173-40.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -3.54% | 12.49%-16.0pp | 119.21%-122.7pp | 7.63%-11.2pp |
| Employer contribution / active EE | $2,927 | $3,014-2.9% | $4,628-36.8% | $2,381+22.9% |
| Participant deferral / active EE | $4,205 | $5,240-19.8% | $6,426-34.6% | $3,470+21.2% |
| Admin fee / account holder | $4,975 | $5,519-9.9% | $9,284-46.4% | $4,887+1.8% |