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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,948 | $100,203-53.1% | $85,240-44.9% | $145,897-67.8% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 15.04% | 84.28%-69.2pp | 66.75%-51.7pp | 552.29%-537.2pp |
| Employer contribution / active EE | $597 | $3,242-81.6% | $2,735-78.2% | $4,663-87.2% |
| Participant deferral / active EE | $3,779 | $5,299-28.7% | $4,527-16.5% | $6,689-43.5% |
| Admin fee / account holder | $11,825 | $7,265+62.8% | $6,165+91.8% | $13,390-11.7% |