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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,305 | $93,098-67.4% | $77,081-60.7% | $134,509-77.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -25.66% | 62.63%-88.3pp | 42.33%-68.0pp | 418.13%-443.8pp |
| Employer contribution / active EE | $2,376 | $3,419-30.5% | $2,813-15.5% | $4,741-49.9% |
| Participant deferral / active EE | $12,101 | $5,239+131.0% | $4,428+173.3% | $6,400+89.1% |
| Admin fee / account holder | $6,927 | $6,945-0.3% | $5,427+27.7% | $11,427-39.4% |