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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,278 | $93,617-20.7% | $135,982-45.4% | $75,177-1.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 30.27% | 30.89%-0.6pp | 68.32%-38.1pp | 160.75%-130.5pp |
| Employer contribution / active EE | $9,641 | $3,538+172.5% | $4,859+98.4% | $2,671+261.0% |
| Participant deferral / active EE | $817 | $6,406-87.3% | $7,760-89.5% | $4,126-80.2% |
| Admin fee / account holder | $2,942 | $6,980-57.8% | $10,767-72.7% | $5,651-47.9% |