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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,318 | $89,370-9.0% | $141,197-42.4% | $72,976+11.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.96% | 111.88%-86.9pp | 71.41%-46.4pp | 81.02%-56.1pp |
| Employer contribution / active EE | $9,081 | $3,115+191.5% | $4,736+91.7% | $2,440+272.1% |
| Participant deferral / active EE | $482 | $5,419-91.1% | $6,710-92.8% | $3,608-86.6% |
| Admin fee / account holder | $12,894 | $5,957+116.5% | $10,265+25.6% | $5,124+151.6% |