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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,812 | $105,200-25.1% | $159,474-50.6% | $85,847-8.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 16.35% | 45.08%-28.7pp | 263.68%-247.3pp | 318.61%-302.3pp |
| Employer contribution / active EE | $7,802 | $3,319+135.1% | $4,831+61.5% | $2,565+204.1% |
| Participant deferral / active EE | $373 | $5,946-93.7% | $7,353-94.9% | $3,952-90.6% |
| Admin fee / account holder | $2,503 | $6,934-63.9% | $10,802-76.8% | $6,261-60.0% |