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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,619 | $77,817+4.9% | $123,553-33.9% | $64,173+27.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.40% | 12.49%-20.9pp | 119.21%-127.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $10,286 | $3,014+241.3% | $4,628+122.3% | $2,381+332.0% |
| Participant deferral / active EE | $671 | $5,240-87.2% | $6,426-89.6% | $3,470-80.7% |
| Admin fee / account holder | $2,223 | $5,519-59.7% | $9,284-76.1% | $4,887-54.5% |