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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,667 | $102,422-0.7% | $147,117-30.9% | $80,959+25.6% |
| Participation rate | 98.7% | 75.9%+22.8pp | 82.2%+16.5pp | 67.7%+31.0pp |
| Annual return | 9.03% | 135.16%-126.1pp | 420.54%-411.5pp | 35.67%-26.6pp |
| Employer contribution / active EE | $12,589 | $3,717+238.6% | $4,932+155.2% | $2,757+356.6% |
| Participant deferral / active EE | $868 | $6,652-86.9% | $8,065-89.2% | $4,300-79.8% |
| Admin fee / account holder | $6,237 | $7,953-21.6% | $12,993-52.0% | $6,925-9.9% |