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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,730 | $150,447-56.3% | $136,298-51.8% | $147,586-55.5% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 10.09% | 1049.15%-1039.1pp | 5156.27%-5146.2pp | 578.59%-568.5pp |
| Employer contribution / active EE | $2,072 | $5,256-60.6% | $4,696-55.9% | $4,876-57.5% |
| Participant deferral / active EE | $5,044 | $6,631-23.9% | $6,247-19.3% | $5,439-7.3% |
| Admin fee / account holder | $738 | $10,906-93.2% | $9,244-92.0% | $10,886-93.2% |