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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,915 | $138,114-37.8% | $125,391-31.5% | $134,545-36.1% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -0.84% | 750.88%-751.7pp | 572.41%-573.3pp | 418.37%-419.2pp |
| Employer contribution / active EE | $12,109 | $5,246+130.8% | $4,816+151.4% | $4,742+155.4% |
| Participant deferral / active EE | $10,879 | $7,801+39.5% | $7,448+46.1% | $6,401+69.9% |
| Admin fee / account holder | $1,430 | $11,570-87.6% | $10,009-85.7% | $11,431-87.5% |