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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,768 | $138,076-59.6% | $123,553-54.9% | $135,380-58.8% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -3.82% | 153.70%-157.5pp | 119.21%-123.0pp | 519.81%-523.6pp |
| Employer contribution / active EE | $11,079 | $5,152+115.0% | $4,628+139.4% | $4,779+131.8% |
| Participant deferral / active EE | $6,175 | $6,800-9.2% | $6,426-3.9% | $5,609+10.1% |
| Admin fee / account holder | $4,282 | $10,917-60.8% | $9,284-53.9% | $10,828-60.5% |