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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,656 | $148,582+8.8% | $135,942+18.9% | $139,456+15.9% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 8.53% | 79.26%-70.7pp | 68.28%-59.7pp | 373.45%-364.9pp |
| Employer contribution / active EE | $4,380 | $5,245-16.5% | $4,858-9.8% | $4,753-7.8% |
| Participant deferral / active EE | $5,458 | $8,101-32.6% | $7,759-29.7% | $6,711-18.7% |
| Admin fee / account holder | $16,930 | $12,402+36.5% | $10,764+57.3% | $11,407+48.4% |