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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,605 | $138,075-56.1% | $123,552-50.9% | $135,379-55.2% |
| Participation rate | 63.6% | 84.7%-21.1pp | 82.3%-18.7pp | 82.6%-19.0pp |
| Annual return | -8.35% | 153.70%-162.0pp | 119.20%-127.6pp | 519.79%-528.1pp |
| Employer contribution / active EE | $3,567 | $5,152-30.8% | $4,628-22.9% | $4,779-25.4% |
| Participant deferral / active EE | $4,731 | $6,800-30.4% | $6,426-26.4% | $5,609-15.6% |
| Admin fee / account holder | $5,398 | $10,917-50.5% | $9,285-41.9% | $10,828-50.1% |