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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,524 | $150,447-39.8% | $136,298-33.6% | $147,586-38.7% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 18.46% | 1049.15%-1030.7pp | 5156.27%-5137.8pp | 578.59%-560.1pp |
| Employer contribution / active EE | $4,699 | $5,256-10.6% | $4,696+0.1% | $4,876-3.6% |
| Participant deferral / active EE | $4,917 | $6,631-25.8% | $6,247-21.3% | $5,439-9.6% |
| Admin fee / account holder | $23,745 | $10,906+117.7% | $9,244+156.9% | $10,886+118.1% |