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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,638 | $76,407+349.7% | $150,298+128.6% | $82,448+316.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.47% | 39.99%-25.5pp | 62.79%-48.3pp | 41.64%-27.2pp |
| Employer contribution / active EE | $11,122 | $2,614+325.5% | $4,154+167.7% | $2,551+336.0% |
| Participant deferral / active EE | $7,447 | $3,214+131.7% | $5,453+36.6% | $4,139+79.9% |
| Admin fee / account holder | $38,245 | $6,352+502.1% | $14,116+170.9% | $7,234+428.7% |