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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,633 | $115,225+57.6% | $100,712+80.3% | $138,895+30.8% |
| Participation rate | 95.7% | 74.3%+21.3pp | 69.3%+26.4pp | 79.9%+15.7pp |
| Annual return | 14.14% | 40.35%-26.2pp | 33.27%-19.1pp | 145.39%-131.3pp |
| Employer contribution / active EE | $2,276 | $2,771-17.9% | $2,313-1.6% | $4,194-45.7% |
| Participant deferral / active EE | $6,563 | $4,699+39.7% | $4,085+60.7% | $6,396+2.6% |
| Admin fee / account holder | $5,199 | $10,844-52.1% | $9,256-43.8% | $12,562-58.6% |