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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,887 | $102,663+44.1% | $86,216+71.5% | $139,466+6.0% |
| Participation rate | 81.8% | 74.5%+7.3pp | 69.0%+12.9pp | 80.3%+1.5pp |
| Annual return | 16.67% | 1924.52%-1907.8pp | 1169.42%-1152.7pp | 373.66%-357.0pp |
| Employer contribution / active EE | $2,975 | $3,035-2.0% | $2,382+24.9% | $4,754-37.4% |
| Participant deferral / active EE | $7,328 | $4,677+56.7% | $3,986+83.8% | $6,712+9.2% |
| Admin fee / account holder | $1,723 | $8,663-80.1% | $6,853-74.9% | $11,409-84.9% |