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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,913 | $111,787+44.8% | $93,681+72.8% | $145,978+10.9% |
| Participation rate | 87.0% | 74.2%+12.7pp | 68.7%+18.2pp | 80.3%+6.7pp |
| Annual return | 11.22% | 203.52%-192.3pp | 133.47%-122.2pp | 550.52%-539.3pp |
| Employer contribution / active EE | $2,950 | $3,093-4.6% | $2,422+21.8% | $4,662-36.7% |
| Participant deferral / active EE | $6,469 | $4,918+31.5% | $4,415+46.5% | $6,690-3.3% |
| Admin fee / account holder | $5,679 | $10,256-44.6% | $8,290-31.5% | $13,400-57.6% |