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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,998 | $185,141+14.5% | $153,416+38.2% | $155,188+36.6% |
| Participation rate | 80.0% | 79.9%+0.1pp | 74.3%+5.7pp | 80.8%-0.8pp |
| Annual return | 16.91% | 18.72%-1.8pp | 17.84%-0.9pp | 148.84%-131.9pp |
| Employer contribution / active EE | $0 | $4,489-100.0% | $3,764-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $7,227 | $5,477+31.9% | $4,723+53.0% | $6,531+10.7% |
| Admin fee / account holder | $20,424 | $16,005+27.6% | $13,095+56.0% | $14,480+41.1% |