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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,194 | $149,741-50.5% | $118,914-37.6% | $158,982-53.3% |
| Participation rate | 85.7% | 82.1%+3.6pp | 75.4%+10.3pp | 82.0%+3.7pp |
| Annual return | 16.13% | 19.94%-3.8pp | 35.89%-19.8pp | 302.99%-286.9pp |
| Employer contribution / active EE | $0 | $4,119-100.0% | $3,264-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,507 | $5,226-13.8% | $4,266+5.6% | $5,983-24.7% |
| Admin fee / account holder | $5,510 | $8,607-36.0% | $6,582-16.3% | $11,252-51.0% |