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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,136 | $150,412-2.2% | $120,574+22.0% | $145,884+0.9% |
| Participation rate | 81.8% | 78.8%+3.0pp | 71.9%+9.9pp | 80.3%+1.5pp |
| Annual return | 10.35% | 154.50%-144.2pp | 107.42%-97.1pp | 551.85%-541.5pp |
| Employer contribution / active EE | $1,091 | $4,355-75.0% | $3,471-68.6% | $4,662-76.6% |
| Participant deferral / active EE | $13,705 | $6,175+121.9% | $4,996+174.3% | $6,690+104.9% |
| Admin fee / account holder | $22,795 | $12,224+86.5% | $9,445+141.3% | $13,392+70.2% |