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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,845 | $142,426-60.1% | $115,167-50.6% | $152,909-62.8% |
| Participation rate | 82.4% | 82.4%0pp | 75.9%+6.4pp | 82.5%-0.1pp |
| Annual return | -2.89% | 41.48%-44.4pp | 35.60%-38.5pp | 345.46%-348.4pp |
| Employer contribution / active EE | $3,752 | $4,011-6.5% | $3,179+18.0% | $4,764-21.3% |
| Participant deferral / active EE | $4,091 | $5,165-20.8% | $4,169-1.9% | $5,851-30.1% |
| Admin fee / account holder | $7,341 | $8,464-13.3% | $7,089+3.6% | $11,601-36.7% |