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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,998 | $212,777-0.4% | $173,703+22.0% | $198,609+6.7% |
| Participation rate | 80.0% | 81.1%-1.1pp | 75.9%+4.1pp | 82.4%-2.4pp |
| Annual return | 16.91% | 18.82%-1.9pp | 17.46%-0.6pp | 202.70%-185.8pp |
| Employer contribution / active EE | $0 | $5,214-100.0% | $4,288-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $7,227 | $5,697+26.9% | $4,854+48.9% | $6,977+3.6% |
| Admin fee / account holder | $20,424 | $19,536+4.5% | $15,562+31.2% | $19,030+7.3% |