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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,998 | $177,156+19.7% | $147,027+44.2% | $154,746+37.0% |
| Participation rate | 80.0% | 79.4%+0.6pp | 73.7%+6.3pp | 80.7%-0.7pp |
| Annual return | 16.91% | 21.94%-5.0pp | 20.23%-3.3pp | 172.34%-155.4pp |
| Employer contribution / active EE | $0 | $4,336-100.0% | $3,626-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $7,227 | $5,797+24.7% | $4,933+46.5% | $6,730+7.4% |
| Admin fee / account holder | $20,424 | $14,904+37.0% | $12,223+67.1% | $14,365+42.2% |