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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,998 | $161,352+31.4% | $134,172+58.0% | $137,256+54.5% |
| Participation rate | 80.0% | 78.3%+1.7pp | 72.5%+7.5pp | 80.0%0pp |
| Annual return | 16.91% | 28.72%-11.8pp | 25.30%-8.4pp | 220.34%-203.4pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,420-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $7,227 | $5,552+30.2% | $4,690+54.1% | $6,407+12.8% |
| Admin fee / account holder | $20,424 | $15,028+35.9% | $12,016+70.0% | $12,270+66.5% |