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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,762 | $106,247+17.4% | $96,515+29.3% | $139,466-10.5% |
| Participation rate | 95.0% | 77.8%+17.2pp | 74.3%+20.7pp | 80.3%+14.7pp |
| Annual return | 19.75% | 38.47%-18.7pp | 35.73%-16.0pp | 373.66%-353.9pp |
| Employer contribution / active EE | $1,489 | $4,106-63.7% | $3,740-60.2% | $4,754-68.7% |
| Participant deferral / active EE | $2,823 | $5,456-48.2% | $4,880-42.1% | $6,712-57.9% |
| Admin fee / account holder | $6,590 | $7,885-16.4% | $6,735-2.2% | $11,409-42.2% |