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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,812 | $64,719+65.0% | $112,249-4.8% | $68,486+56.0% |
| Participation rate | 73.1% | 67.2%+5.9pp | 75.1%-2.0pp | 67.9%+5.2pp |
| Annual return | -18.18% | -11.40%-6.8pp | 27.48%-45.7pp | -7.85%-10.3pp |
| Employer contribution / active EE | $1,201 | $2,747-56.3% | $3,636-67.0% | $2,597-53.7% |
| Participant deferral / active EE | $2,194 | $3,565-38.5% | $4,729-53.6% | $4,028-45.5% |
| Admin fee / account holder | $21,902 | $5,232+318.6% | $6,412+241.6% | $5,404+305.3% |