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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,197 | $65,364+65.5% | $92,909+16.5% | $72,975+48.3% |
| Participation rate | 93.1% | 68.3%+24.8pp | 76.0%+17.1pp | 69.5%+23.6pp |
| Annual return | 20.19% | 42.11%-21.9pp | 109.44%-89.3pp | 81.01%-60.8pp |
| Employer contribution / active EE | $2,357 | $2,594-9.1% | $3,653-35.5% | $2,440-3.4% |
| Participant deferral / active EE | $4,000 | $3,128+27.9% | $4,238-5.6% | $3,608+10.9% |
| Admin fee / account holder | $5,758 | $4,251+35.5% | $5,795-0.6% | $5,124+12.4% |