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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,263 | $72,273+88.5% | $101,275+34.5% | $79,856+70.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 23.53% | 22.30%+1.2pp | 46.48%-23.0pp | 31.71%-8.2pp |
| Employer contribution / active EE | $2,073 | $2,691-23.0% | $3,660-43.4% | $2,471-16.1% |
| Participant deferral / active EE | $3,581 | $3,282+9.1% | $4,371-18.1% | $3,741-4.3% |
| Admin fee / account holder | $2,340 | $4,401-46.8% | $5,948-60.7% | $5,306-55.9% |