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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,261 | $198,457-33.9% | $170,435-23.0% | $147,586-11.1% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 15.84% | 257.30%-241.5pp | 205.94%-190.1pp | 578.59%-562.8pp |
| Employer contribution / active EE | $6,837 | $6,183+10.6% | $5,432+25.9% | $4,876+40.2% |
| Participant deferral / active EE | $4,785 | $5,629-15.0% | $4,939-3.1% | $5,439-12.0% |
| Admin fee / account holder | $6,269 | $16,852-62.8% | $13,881-54.8% | $10,886-42.4% |