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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,875 | $180,459-29.1% | $154,108-17.0% | $135,380-5.5% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -6.42% | 888.21%-894.6pp | 735.21%-741.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $5,015 | $6,035-16.9% | $5,298-5.3% | $4,779+4.9% |
| Participant deferral / active EE | $6,210 | $5,806+7.0% | $5,081+22.2% | $5,609+10.7% |
| Admin fee / account holder | $2,001 | $16,145-87.6% | $13,411-85.1% | $10,828-81.5% |