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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,519 | $202,342-18.2% | $172,753-4.2% | $152,909+8.2% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 24.80% | 1029.88%-1005.1pp | 803.00%-778.2pp | 345.46%-320.7pp |
| Employer contribution / active EE | $4,771 | $5,857-18.6% | $5,144-7.3% | $4,764+0.1% |
| Participant deferral / active EE | $7,442 | $5,948+25.1% | $5,198+43.2% | $5,851+27.2% |
| Admin fee / account holder | $1,757 | $17,112-89.7% | $13,956-87.4% | $11,601-84.9% |