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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,110 | $148,582-17.1% | $135,942-9.4% | $139,456-11.7% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 16.51% | 79.26%-62.7pp | 68.28%-51.8pp | 373.45%-356.9pp |
| Employer contribution / active EE | $2,388 | $5,245-54.5% | $4,858-50.8% | $4,753-49.7% |
| Participant deferral / active EE | $4,801 | $8,101-40.7% | $7,759-38.1% | $6,711-28.5% |
| Admin fee / account holder | $1,054 | $12,402-91.5% | $10,764-90.2% | $11,407-90.8% |