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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,949 | $157,296-34.6% | $141,191-27.1% | $152,897-32.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.03% | 64.34%-41.3pp | 71.41%-48.4pp | 345.43%-322.4pp |
| Employer contribution / active EE | $2,021 | $5,262-61.6% | $4,736-57.3% | $4,764-57.6% |
| Participant deferral / active EE | $3,907 | $7,111-45.1% | $6,710-41.8% | $5,851-33.2% |
| Admin fee / account holder | $701 | $12,125-94.2% | $10,264-93.2% | $11,599-94.0% |