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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,684 | $165,399-25.8% | $149,745-18.1% | $158,982-22.8% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 13.20% | 348.34%-335.1pp | 276.72%-263.5pp | 302.99%-289.8pp |
| Employer contribution / active EE | $1,766 | $5,105-65.4% | $4,646-62.0% | $4,763-62.9% |
| Participant deferral / active EE | $3,504 | $7,183-51.2% | $6,843-48.8% | $5,983-41.4% |
| Admin fee / account holder | $2,274 | $10,811-79.0% | $9,312-75.6% | $11,252-79.8% |