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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $145,688 |
CLIFTONLARSONALLEN LLP1 year Service code 10 · EIN 41-0746749 | Accounting | $16,800 |
BPM LLP3 years Service code 10 · EIN 81-4234542 | Accounting | $6,955 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,041 | $122,128+1.6% | $147,117-15.7% | $200,096-38.0% |
| Participation rate | 77.0% | 78.2%-1.2pp | 82.2%-5.2pp | 72.0%+5.0pp |
| Annual return | 18.47% | 30.58%-12.1pp | 420.54%-402.1pp | 34.26%-15.8pp |
| Employer contribution / active EE | $0 | $4,093-100.0% | $4,932-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $19,729 | $8,484+132.5% | $8,065+144.6% | $5,090+287.6% |
| Admin fee / account holder | $53 | $180-70.7% | $12,993-99.6% | $269-80.5% |