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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,843 | $199,109+22.5% | $173,730+40.4% | $154,746+57.6% |
| Participation rate | 40.0% | 82.8%-42.8pp | 79.6%-39.6pp | 80.7%-40.7pp |
| Annual return | 20.53% | 20.02%+0.5pp | 19.96%+0.6pp | 172.34%-151.8pp |
| Employer contribution / active EE | $1,842 | $5,311-65.3% | $4,577-59.8% | $4,379-57.9% |
| Participant deferral / active EE | $6,780 | $7,113-4.7% | $6,326+7.2% | $6,730+0.7% |
| Admin fee / account holder | $1,548 | $20,916-92.6% | $17,523-91.2% | $14,365-89.2% |