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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,843 | $178,174+36.9% | $156,181+56.1% | $137,256+77.7% |
| Participation rate | 40.0% | 82.0%-42.0pp | 78.8%-38.8pp | 80.0%-40.0pp |
| Annual return | 20.53% | 84.19%-63.7pp | 64.87%-44.3pp | 220.34%-199.8pp |
| Employer contribution / active EE | $1,842 | $4,972-62.9% | $4,294-57.1% | $4,156-55.7% |
| Participant deferral / active EE | $6,780 | $6,888-1.6% | $6,132+10.6% | $6,407+5.8% |
| Admin fee / account holder | $1,548 | $17,404-91.1% | $14,586-89.4% | $12,270-87.4% |