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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,534 | $142,361-36.4% | $119,608-24.3% | $134,509-32.7% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -19.50% | -12.46%-7.0pp | -14.98%-4.5pp | 418.13%-437.6pp |
| Employer contribution / active EE | $2,695 | $5,224-48.4% | $4,232-36.3% | $4,741-43.1% |
| Participant deferral / active EE | $9,033 | $6,468+39.7% | $5,601+61.3% | $6,400+41.1% |
| Admin fee / account holder | $778 | $13,588-94.3% | $10,326-92.5% | $11,427-93.2% |