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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,484 | $51,222-44.4% | $70,544-59.6% | $75,173-62.1% |
| Participation rate | 28.6% | 61.0%-32.4pp | 68.4%-39.8pp | 67.2%-38.6pp |
| Annual return | 29.78% | 30.06%-0.3pp | 32.79%-3.0pp | 160.72%-130.9pp |
| Employer contribution / active EE | $589 | $1,827-67.8% | $2,976-80.2% | $2,671-78.0% |
| Participant deferral / active EE | $753 | $2,850-73.6% | $4,568-83.5% | $4,126-81.7% |
| Admin fee / account holder | $20 | $4,096-99.5% | $6,427-99.7% | $5,651-99.6% |