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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,177 | $96,508-88.4% | $75,901-85.3% | $152,897-92.7% |
| Participation rate | 47.4% | 76.2%-28.8pp | 69.3%-21.9pp | 82.5%-35.1pp |
| Annual return | 20.70% | 33.99%-13.3pp | 30.76%-10.1pp | 345.43%-324.7pp |
| Employer contribution / active EE | $1,032 | $3,310-68.8% | $2,501-58.7% | $4,764-78.3% |
| Participant deferral / active EE | $1,389 | $4,554-69.5% | $3,603-61.5% | $5,851-76.3% |
| Admin fee / account holder | $20 | $8,081-99.8% | $5,420-99.6% | $11,599-99.8% |