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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,772 | $102,638-80.7% | $81,991-75.9% | $158,966-87.6% |
| Participation rate | 40.0% | 75.5%-35.5pp | 69.3%-29.3pp | 82.0%-42.0pp |
| Annual return | 28.09% | 61.05%-33.0pp | 41.31%-13.2pp | 302.95%-274.9pp |
| Employer contribution / active EE | $1,065 | $3,241-67.1% | $2,498-57.4% | $4,762-77.6% |
| Participant deferral / active EE | $1,389 | $4,649-70.1% | $3,722-62.7% | $5,983-76.8% |
| Admin fee / account holder | $20 | $8,237-99.8% | $5,665-99.6% | $11,250-99.8% |